Practice

Cross-border financial planning for the US-Portugal corridor

Comprehensive financial planning for Americans relocating to or living in Portugal—with a diagnostic approach that addresses the behavioral complexity most planners miss.

What makes this practice different

Most cross-border financial planners treat the move as a technical problem—taxes, visas, estate documents. Those are real and they matter. I handle all of them. But the technical work is necessary and insufficient.

The people who come to me have usually already done significant research. They have information. What they don't have is a clear path through the resistance that their own strengths have built around the decision they've already made.

My practice combines comprehensive cross-border financial planning with the threshold crossing framework—a diagnostic approach that identifies which resistance pattern is operating and builds the path through it. The financial plan reveals options the disguises were hiding. The diagnostic clears the interference so the plan can actually work.

What the practice covers

Dual tax coordination

US-Portugal tax treaty optimization, FATCA compliance, foreign tax credits, and the sequencing decisions that determine whether you pay taxes once or twice on the same income.

Residency and visa strategy

D7 visa financial requirements, NHR tax regime optimization, tax residency establishment timing, and the interplay between visa status and financial planning decisions.

Home sale and acquisition timing

The sequencing strategy around selling US property and acquiring Portuguese property—and why getting the order wrong can cost tens of thousands of dollars in avoidable tax exposure.

Cross-border estate planning

Estate documents that work across both jurisdictions, forced heirship rules in Portugal, and the coordination between US and Portuguese estate frameworks.

Healthcare coordination

Medicare implications, Portuguese SNS enrollment, private insurance bridging, and the healthcare gap analysis that most relocating Americans don't do until it's expensive.

Threshold crossing diagnostic

The Readiness Score and the behavioral diagnostic that surfaces which resistance pattern is operating—so the financial plan addresses not just what to do, but why you haven't done it yet.

Who this is for

Americans who are considering, planning, or have already made the move to Portugal—and who want a financial planner who understands both the technical complexity and the behavioral reality of the transition.

If you've been researching this move for months and can't figure out why you haven't pulled the trigger, that's not an information problem. That's a disguise. And naming it changes everything.